Personal loan rates, fees and agreements

Please note
We’re not currently accepting applications for new personal loans.

Rates

Personal loan rates - effective 09 August 2021

Type of rate Rate
Type of rate Fixed interest rate Rate 12.95% p.a
Type of rate Default interest rate Rate Your rate +3.00% p.a

All interest rates are subject to change. Standard lending terms and conditions apply. Interest rate is fixed for the term of the loan. If you do not pay amounts when they are due, we can charge you interest on those amounts at the default interest rate.

Fees

Personal loan fees - effective 26 March 2021

All loan contracts are subject to credit fees and charges.

Type Amount
Type Establishment fee Amount $150

This fee is charged at the time your personal loan is drawn down. The fee covers the costs of assessing your loan application, document production and security verification, facility drawdown and activation.